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As first responders, it’s easy to let overtime fuel car loans, boats, or other big-ticket “toys.” But when more than 50% of your take-home pay is tied up in vehicles, financial freedom takes a back seat. Learn why balance matters, and how seasoned officers quietly build wealth while still enjoying life. 

Money problems aren’t about numbers — they’re about habits. In this post, Coach TPC explains why personal finance is 80% behavior and only 20% head knowledge, and how first responders can apply the same discipline they use on the job to their money. 

Most Americans don’t have even $500 saved for life’s surprises. For first responders, that’s dangerous territory. An emergency fund acts as financial body armor—keeping life’s “oh no” moments from turning into crises. Here’s how to build yours, starting today. 

We’ve been told financial wellness is important—but then they bring in a banker in a suit who’s never worked a midnight shift. That’s not financial wellness.